Fighting the debt trap of triple-digit interest rate payday loans
Payday loans are supposed to be a short-term quick fix for those who can't get traditional credit. But the loans are rarely actually short-term, and borrowers ...
Federal employees tell of misery as government shutdown rolls on | ITV News
The partial US government shutdown dragged into a record-tying 21 days on Friday on what should be pay day for hundreds of thousands of federal workers.
Payday Loans For Federal Employees
Allotment Loans. Allotment loans are another option for federal government employees with bad credit to get the cash they need on terms that are more favorable. With this alternative, you repay the lender directly via a payroll deduction. Monthly payments are the primary drawing card for allotment loans.
For example, in Florida a $2,000 loan with a one-time fee of $25 will be repaid through 25 bi-weekly allotment installment payments in one year, will have an APR of 32.29% and a bi-weekly allotment installment payment of approximately $95 with a total payback amount of approximately $2,375 (assumes a 03/05/2018 loan execution date).
For everyone, who is looking for a personal loan for government employees, federal credit unions created multiple beneficial options. Everyone, who is a member of the military, a US Government employee, an employee at an “ eligible place of business ” or an American Red Cross employee/volunteer, can join the union.
There are some alternatives to payday and small-dollar loans for federal workers, however, as community organizations, credit unions and some banks are offering government employees zero interest ...
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